Terms & Conditions

Last Updated: January 2025

Welcome to thekaramagroup.com (the “Site”), owned and operated by The Karama Group (“The Karama Group,” “we,” “us,” or “our”). These Terms & Conditions (“Terms”) govern your access to and use of the Site. By accessing or using the Site, you agree to be legally bound by these Terms. If you do not agree, you must not use the Site.

These Terms apply globally, regardless of where the Site is accessed from.

1. Use of the Site

By using the Site, you agree that you will:

  • Use the Site only for lawful purposes.

  • Not misuse, disrupt, or attempt to interfere with any part of the Site or its security features.

  • Not copy, reproduce, distribute, modify, or create derivative works from Site content without explicit written permission.

  • Not attempt to gain unauthorized access to systems, servers, networks, or data connected to the Site.

We reserve the right to restrict or terminate access to the Site if you breach these Terms.

2. No Warranties & No Professional Advice

All content provided on the Site is for general informational purposes only. Nothing on the Site constitutes:

  • Professional advice

  • Strategic or operational guidance

  • Legal, financial, or compliance advice

  • A client–advisor relationship

Information is provided “as is” without warranties of any kind, express or implied.

3. Intellectual Property Rights

Unless otherwise stated:

  • All text, graphics, logos, icons, images, layouts, structures, and design elements on the Site are owned by or licensed to The Karama Group.

  • All content is protected under applicable copyright, trademark, and intellectual property laws.

You may not use our trademarks or content without prior written authorization.

4. Third-Party Links

The Site may contain links to third-party websites, resources, or services. We do not:

  • Endorse or approve these third-party sites

  • Control their content, accuracy, security, or privacy practices

You access third-party sites at your own risk.

5. Limitation of Liability

To the fullest extent permitted by law:

5.1 No Liability for Damages

The Karama Group is not liable for any:

  • Direct, indirect, incidental, consequential, or punitive damages

  • Loss of data, revenue, profits, or business opportunities

  • Security breaches, interruptions, or technical errors

  • Reliance on any content or materials on the Site

5.2 No Guarantee of Availability

We do not guarantee uninterrupted or error-free access to the Site.

6. Indemnification

You agree to indemnify and hold harmless The Karama Group, its officers, employees, contractors, and affiliates from and against any claims, liabilities, damages, losses, or expenses arising out of:

  • Your use of the Site

  • Your breach of these Terms

  • Your violation of any law or third-party rights

7. Privacy & Data Protection

Your use of the Site is also governed by our Privacy Policy, which explains how we collect, store, and protect your personal information.
By using the Site, you acknowledge that you have reviewed the Privacy Policy.

8. Cookies

Our use of cookies and similar technologies is described in our Cookie Policy.
By using the Site, you consent to our use of cookies in accordance with that policy, to the extent required by law.

9. International Use

Given the global nature of the internet, you agree to comply with all applicable local, national, and international laws when using the Site, including sanctions, export controls, and data protection regulations.

10. Changes to the Site & to These Terms

We may:

  • Add, modify, or remove content from the Site

  • Suspend or discontinue parts of the Site

  • Update these Terms at any time

Changes take effect upon posting. Continued use of the Site constitutes acceptance of the updated Terms.

11. Governing Law & Jurisdiction

Unless otherwise required by local law, these Terms are governed by and construed in accordance with the laws of the jurisdiction in which The Karama Group primarily operates.

Disputes arising from these Terms or the use of the Site will be subject to the exclusive jurisdiction of competent courts in that jurisdiction.

12. Contact Information

For questions about these Terms, or if you wish to request permissions or report issues, contact us at:

The Karama Group
Email: info@thekaramagroup.com
Address: 1500 K Street, Washington, D.C., United States